In a small bowl, combine the gelatin and cold water and bloom for 5-10 minutes.
2 teaspoons powdered plain gelatin, 2½ tablespoons cold water
Meanwhile, place the chocolate chips in a heatproof bowl. In a small saucepan set over medium-high heat, bring 1 cup of heavy cream to a simmer (between 112-115°F), then remove from the heat.
2¼ cups chocolate chips, 3 cups heavy cream
Whisk in the bloomed gelatin and stir until completely dissolved.
Pour the mixture over the chocolate chips.
Whisk until melted and combined. Allow the mixture to cool, stirring occasionally.
In the bowl of a stand mixer fitted with the whisk attachment, or with a hand mixer in a large bowl, beat the remaining 2 cups of cream with the powdered sugar until stiff peaks form.
½ cup powdered sugar
Stir about ¼ cup of the whipped cream into the melted chocolate. Gently fold in the remaining whipped cream until fully incorporated.
Spread the chocolate mousse evenly on top of the cooled cake while still inside the pan.
Cover with plastic wrap and refrigerate for at least 8 hours or up to overnight.