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Home / Dessert Dip
a bowl of peanut butter fluff with chopped peanut butter cups, chocolate chips, and a graham cracker dipped in it.

Peanut Butter Fluff

Becky Hardin

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Published: March 2, 2026
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a bowl of peanut butter fluff with chopped peanut butter cups, chocolate chips, and a graham cracker dipped in it.
peanut butter fluff pin.

When I’m in need of a creamy sweet treat in a jiffy, I turn to this no bake peanut butter fluff recipe! Made with a base of cream cheese, peanut butter, marshmallow fluff, and whipped topping, this dip is light and pillowy, and it holds up for hours. I stuffed this dessert dip with peanut butter cups and chocolate chips to make it a candy-filled affair. My kids love this, and I love that it’s all chilling and no baking.

a bowl of peanut butter fluff dip with chopped peanut butter cups, chocolate chips, and a graham cracker dipped in it.

Cream Cheese Peanut Butter Dip with Marshmallow Fluff

My peanut butter marshmallow fluff is made with soft, spreadable cream cheese, so it’s easy to mix into a smooth, lump-free dip. Creamy no-stir peanut butter creates a flavorful base, marshmallow fluff adds the perfect amount of sweetness, and whipped topping makes it incredibly light but also durable for a long day of snacking.

By chilling the chocolate candy components before they hit the batter, I ensure they stay crisp and distinct rather than melting into the base, which keeps this peanut butter dip looking appetizing for hours!

closeup of a scoop of peanut butter marshmallow fluff on a graham cracker.

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How to Prevent a Soft, Weepy Dip

To keep your fluff dip from deflating, I recommend giving everything a good 10-minute chill after the initial mix, before folding in the whipped topping. Fold slowly and carefully with a chilled rubber spatula to avoid overworking the mixture and knocking the air out. This will keep the dip firm and streak-free!

a bowl of peanut butter fluff with chopped peanut butter cups, chocolate chips, and a graham cracker dipped in it.
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Peanut Butter Fluff Dip Recipe

This quick and easy peanut butter fluff dip is a decadent, no-bake dessert that stays light and airy for hours. A smooth peanut butter and cream cheese base folded with marshmallow creme and whipped topping, stuffed with peanut butter cups and chocolate chips.
Prep Time: 15 minutes mins
Cook Time: 0 minutes mins
Chill Time: 2 hours hrs
Total Time: 2 hours hrs 15 minutes mins
Print Pin
Serves 10 people

Ingredients

  • 8 ounces cream cheese spread room temperature (1 tub)*
  • 7 ounces marshmallow fluff (1 tub)**
  • 1¼ cup creamy peanut butter ***
  • 1 teaspoon pure vanilla extract
  • 8 ounces whipped topping thawed if frozen
  • 1 cup mini chocolate chips divided
  • 3 cups chopped peanut butter cups divided****

For Serving (Optional)

  • Chocolate sauce for drizzling
  • Oreo cookies, graham crackers, or vanilla wafers
  • Apple slices, fresh strawberries, or bananas

Instructions

  • Set aside a medium-sized serving dish. Place the chopped peanut butter cups and mini chocolate chips into the freezer in freezer-safe dishes or ziplock bags.
    portioned ingredients for peanut butter fluff in individual containers.
  • Place the cream cheese spread, marshmallow creme, and peanut butter on medium speed in the bowl of a stand or hand mixer fitted with a paddle attachment. Beat until well combined.
    8 ounces cream cheese spread, 7 ounces marshmallow fluff, 1¼ cup creamy peanut butter
  • Turning the speed down to low, slowly pour vanilla extract and beat well.
    1 teaspoon pure vanilla extract
    beaten cream cheese, marshmallow creme, and peanut butter in a glass bowl.
  • Using a rubber spatula, fold in the whipped topping and incorporate thoroughly.
    8 ounces whipped topping
    folding whipped topping into peanut butter fluff.
  • Take out the frozen chocolates and mix in ¾ of a cup of the mini chocolate chips and 2 cups peanut butter cups. Return the remaining peanut butter cups and mini chocolate chips to the freezer.
    0.75 cup mini chocolate chips, 2 cups chopped peanut butter cups
    chopped peanut butter cups and chocolate chips over peanut butter fluff in a glass bowl.
  • Take the completed peanut butter fluff and place it in your serving dish, then put it in the fridge to chill for 2-3 hours.
    peanut butter fluff in a glass bowl.
  • When you are ready to serve, place the remaining ¼ cup of the mini chocolate chips and the remaining cup of peanut butter cups on top and serve with optional sides.
    0.25 cup mini chocolate chips, 1 cups chopped peanut butter cups, Chocolate sauce, Oreo cookies, graham crackers, or vanilla wafers, Apple slices, fresh strawberries, or bananas
    peanut butter fluff topped with chopped peanut butter cups and chocolate chips.

Notes

*Cream cheese spread is lighter and easier to work with. Regular cream cheese can be used, but fully soften it ahead of time.
**This can be omitted, but the consistency may change. I prefer to replace it with more cream cheese for a less sweet option.
***Chunky peanut butter is a great alternative and will add more texture to your fluff. Do not use natural peanut butter, as it tends to turn oily and separate.
****I used mini Reese’s cups, but any size will work; chop to fit. Reese’s Pieces or even chopped Butterfinger would be fun!
Tips:
  • Freeze all the chocolates before you cut them. It makes less mess, and it will not melt all over you!
  • Make sure the cream cheese and peanut butter are at room temperature for easy, lump-free mixing.
  • Beat the cream cheese alone for 60 seconds before adding any other ingredients. This friction warms it up and ensures a lump-free base.
  • Fold in the whipped topping in batches, making it much easier to incorporate into your fluff.
  • Peanut Butter Fluff is great for a party, and this recipe makes a lot. You can cut this recipe in half if you want a smaller amount.
  • Serve in a chilled bowl to help the fluff stay firm.
  • Nutritional Info does not include options serving suggestions.
Make-Ahead: You can prepare this dip up to 24 hours in advance. Just wait to add the final garnish of chocolates until right before serving so they stay crisp.
Storage: Store peanut butter fluff in an airtight container in the refrigerator for up to 1 week.
Nutrition Facts
Peanut Butter Fluff Dip Recipe
Amount Per Serving
Calories 889 Calories from Fat 486
% Daily Value*
Fat 54g83%
Saturated Fat 21g131%
Trans Fat 0.03g
Polyunsaturated Fat 9g
Monounsaturated Fat 20g
Cholesterol 22mg7%
Sodium 575mg25%
Potassium 497mg14%
Carbohydrates 90g30%
Fiber 5g21%
Sugar 73g81%
Protein 19g38%
Vitamin A 320IU6%
Vitamin C 0.4mg0%
Calcium 146mg15%
Iron 2mg11%
* Percent Daily Values are based on a 2000 calorie diet.
Author: Becky Hardin
Course: Dessert
Cuisine: American
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How to Make Peanut Butter and Marshmallow Fluff Dip Step-by-Step

Prep: Set aside a medium-sized serving dish. Bring the cream cheese spread to room temperature for 15-30 minutes, and bring your peanut butter to room temperature if you happen to store it in the fridge. Chop the peanut butter cups and mini chocolate chips, and place them in the freezer to firm up while you make the dip.

portioned ingredients for peanut butter fluff in individual containers.

Beat the Peanut Butter: Place 8 ounces (1 tub) of room-temperature cream cheese spread, 7 ounces (1 tub) of marshmallow creme, and 1¼ cups of creamy peanut butter in a large bowl and use a hand or stand mixer to beat on medium speed until well-combined.

cream cheese spread, marshmallow, and peanut butter in a glass bowl.

Add the Vanilla: Turn the mixer down to low, and slowly pour 1 teaspoon of vanilla extract into the dip. Beat well.

beaten cream cheese, marshmallow creme, and peanut butter in a glass bowl.

Fold in the Whipped Topping: Using a rubber spatula, gently fold in 8 ounces (1 tub) of thawed whipped topping. Make sure it is evenly incorporated, but work gently to avoid deflating it.

folding whipped topping into peanut butter fluff.

Add the Mix-ins: Take out the frozen chocolates, and mix ¾ cup of the mini chocolate chips and 2 cups of chopped peanut butter cups into the dip. Return the remaining peanut butter cups and mini chocolate chips to the freezer.

chopped peanut butter cups and chocolate chips over peanut butter fluff in a glass bowl.

Chill the Dip: Take the completed peanut butter fluff dip and spoon it into your serving dish. Cover tightly with plastic wrap and place in the refrigerator to chill for 2-3 hours.

peanut butter fluff in a glass bowl.

Garnish and Serve: When you are ready to serve, sprinkle the remaining ¼ cup of mini chocolate chips and the remaining 1 cup of peanut butter cups on top of the dip. Top with a drizzle of chocolate sauce, if desired, and serve with assorted cookies and fruits for dipping.

peanut butter and marshmallow fluff dip topped with chopped peanut butter cups and chocolate chips.

How to Store

Store leftover peanut butter marshmallow fluff dip in an airtight container in the refrigerator for up to 1 week. Enjoy cold. I do not recommend freezing, as the dip tends to turn watery once thawed.

More Dessert Dip Recipes to Try!

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Meet

Becky Hardin
Becky Hardin has been blogging since 2012 and founded Easy Dessert Recipes in 2020. We love creating recipes that make putting desserts and sweets on the table faster and tastier for busy families. Becky has been featured in The Kitchn, People Magazine, Home and Family, The Today Show, and more.
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